From what age early retirement will be possible in 2023
News for the future Retirement Planned for next year. The The normal retirement age is delayed In 2023, according to the calendar applied retroactively from 2013. Hence, this will also determine the age at which entry will be delayed. Voluntary and involuntary early retirement In 2023. Therefore BBVA has just published on its blogUnder the heading ‘My Retirement’.
During the transitional period that began in 2013 and ends in 2027, the normal legal retirement age has been increasing year by year. 2 months for each year elapsed since 2018 and one month for each year elapsed between 2013 to 2018. At the end of this transitional period, From 2027 the normal retirement age will be 67 years In case of persons who have contributed less than 38 years and 6 months and 65 years in case of accumulated contributions of 38 years and 6 months or more.
When can I retire in 2023?
In 2023, The normal legal retirement age is delayed by two months Compared to 2022, those who have contributed less than 37 years and 9 months. If those 37 years contribute less than 9 months, the retirement age in 2023 will be 6.6 years and 4 months. On the other hand, if they are 37 years old and their contribution period is 9 months or more, then the person can retire at the age of 65 years.
- For those who have posted Less than 37 years and 9 months: Two months late. Retirement age will be 66 years and 4 months.
- For those who contributed 37 years 9 months OR MORE CONTRIBUTION PERIOD: You can retire at the age of 65.
Minimum age for voluntary early retirement in 2023
La Access to voluntary early retirement Some general requirements will need to be met, such as having aMinimum 35 years of contribution to social securityOut of which 2 years of contribution must be included in the 15 years preceding the date of retirement, plus the amount received as pension is more than the minimum pension applicable to him when he attains the age of 65 years.
- There is a minimum age requirement 64 years And 4 months if you are below 37 years of age and contribute 9 months.
- Voluntary early retirement will be possible from 63 years 37 years and 9 months or more if contributions are made.
Before starting the work, it should be clarified that the voluntary retirement Entry is made through the individual decision of the worker, in which case he decides to stop performing his work activity and requests retirement. In the case of Forced early retirement, or involuntary, is derived from the non-voluntary termination of a worker. Hence, consider premature expulsion of the individual from the labor market. This case occurs, for example, when the cause is ERE, collective dismissal, force majeure, or disability or death of the employer. Of course, it is very important to know that Involuntary retirement Employees can enter, but Not self-employed.
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